Financial
The Cautious Consumer Guy: Minimizing Mortgage and Car Expenses
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- Written by Arthur Vidro Arthur Vidro
There are ways to save on mortgage expenses.
Social Security Announces 2.5% Benefit Increase for 2025
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The Social Security Administration Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 million Americans will increase 2.5% in 2025.
Legal Ease: Use Caution when Attempting a DIY Trust
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- Written by Jonathan J. David Jonathan J. David
Dear Jonathan: I am proud of myself. I just finished preparing my own trust. It wasn’t that hard to do with all the various forms to pick from on the internet.
Legal Ease: Reconciliation – Or Not – Blues and How to Handle Them
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- Written by Jonathan J. David Jonathan J. David
Dear Jonathan: I am a widower approaching 80 years old. I have four children. I have a great relationship with three of them, but my relationship with my youngest son has been broken for many years.
Assistance Available during Open Enrollment
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Pennsylvania Medicare Education and Decision Insight, PA MEDI, through the York County Area Agency on Aging, will offer free personalized counseling during Medicare’s annual open enrollment period, which began Oct. 15 and ends Dec. 7.
Legal Ease: Should You Add Your Child to Your Bank Account?
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- Written by Jonathan J. David Jonathan J. David
Dear Jonathan: I am a widower and have three adult children. I happened to mention to one of my daughters that I would like someone to help me with bill paying. I am at that point in my life that I’m starting to become forgetful, and I don’t want to have to worry about forgetting to pay my bills.
Savvy Senior: How to Find Affordable Internet Services
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- Written by Jim Miller Jim Miller
Dear Savvy Senior,
I was recently notified that the Affordable Connectivity Program, which subsidized my monthly internet bill, has ended. What are my options for finding affordable home internet services now? I’m 71 years old and live primarily on my Social Security benefits.
– Barely Getting By
The Cautious Consumer Guy: Save Money by Minimizing Loan Interest
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- Written by Arthur Vidro Arthur Vidro
My sister-in-law recently discovered the mortgage payment she and her husband fork over each month is not reducing their mortgage debt one iota. Their mortgage payments are being applied exclusively to interest payments on the loan. The loan balance has not been reduced.
Legal Ease: Can My Children Challenge My Will?
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- Written by Jonathan J. David Jonathan J. David
Dear Jonathan: When I die, I want to give one half of my estate to my children and the other half to certain friends in need and charities. I do not have a large estate, but I have been a good steward of my money and have an investment portfolio worth over $2 million.