Financial
Legal Ease: How Do I Sell Our Home When My Wife Has Dementia?
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- Written by Jonathan J. David Jonathan J. David
Dear Jonathan: I recently made the very sad but necessary decision to move my wife into a memory care unit at a local facility. Her dementia has progressed to a point where I can no longer care for her at home. Fortunately, I have the financial means to pay for her care in the nicest facility in town, where she will receive excellent care.
Free Medicare Counseling Offered this Month
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York County Area Agency on Aging is hosting individual counseling throughout open enrollment, which began Oct. 15 and runs through Dec. 7.
Savvy Senior: How the Inflation Reduction Act Will Lower Your Drug Costs
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- Written by Jim Miller Jim Miller
Dear Savvy Senior,
What kind of changes can Medicare beneficiaries expect to see in the Inflation Reduction Act that was recently signed into law? I’m enrolled in Original Medicare and have a Part D prescription drug plan but spent more than $6,000 out-of-pocket last year on medications alone.
– Overpaying Paul
Legal Ease: What Happens If My Fiduciary Dies Before I Do?
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- Written by Jonathan J. David Jonathan J. David
Dear Jonathan: I am single. A few years ago I engaged in estate planning. The documents I prepared included a will, financial and healthcare durable powers of attorney, and a trust.
Funeral Preplanning an Extension of Estate Planning
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To help relieve their families, an increasing number of people are planning their own funerals, designating their funeral preferences, and sometimes paying for them in advance. They see funeral planning as an extension of will and estate planning.
Free, Unbiased Medicare Guidance Available
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Medicare Annual open enrollment begins Oct. 15, and Pennsylvania Medicare Education and Decision Insight, PA MEDI, is available to help Medicare beneficiaries explore and understand their health insurance plan options.
Remember These Tips When You Buy a Second Home
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Thinking of buying a second home? You don’t have to be rich, but you do have to be careful.
How Inflation Will Impact Homeowners — and What You Can Do About It
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- Written by Jonathan MacKinnon Jonathan MacKinnon
It’s official: Inflation recently reached its highest level in decades, and Goldman Sachs has predicted that the situation may become worse than initially predicted this year. The general cost of goods and services tends to increase during periods of high inflation, and real estate is no exception.
Savvy Senior: What is an Annual Notice of Change?
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- Written by Jim Miller Jim Miller
Dear Savvy Senior,
Last year I received a “notice of change” letter from my Medicare provider. Should I expect another one this year, and what should I do with it?
– Medicare Rookie