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If you’re planning to work until you’re 70 or older, be sure you’re actually capable of it.

The 2015/2016 Global Benefits Attitudes Survey by Willis Towers Watson found that among workers age 50 or older, those who expect to be working longer may be least able to do so.

The survey questioned more than 5,000 U.S. employees and approximately 25,000 workers in 18 other countries.

Among workers planning to stay in the workforce after 70, only 47 percent consider themselves to be in good health, 40 percent say they’re “stuck” in their jobs, 40 percent feel average or high levels of stress in their jobs, and 48 percent earn less than $35,000 a year.

All these figures add up to the possibility that these workers will have to make some difficult decisions about finances and lifestyle if they hope to work longer.