Too many magazine subscription offers contain the misleading word “free.”

My sister-in-law recently discovered the mortgage payment she and her husband fork over each month is not reducing their mortgage debt one iota. Their mortgage payments are being applied exclusively to interest payments on the loan. The loan balance has not been reduced.

Which of these is the better deal? “Buy one, get one 50% off” or “25% off if you buy two”?

There is one question every consumer should ask the pharmacy when making the initial purchase of a new prescription. But we tend not to ask questions. We just slap down our cards and wait for a computer to tell the pharmacy how much money to collect from us.

There is one question every consumer should ask the pharmacy when making the initial purchase of a new prescription. But we tend not to ask questions. We just slap down our cards and wait for a computer to tell the pharmacy how much money to collect from us.

The gradual switching over of gasoline-powered cars to electric cars doesn’t bother me, even though I generally oppose technological change and have been called, not unfairly, a curmudgeon.

“Automatic renewal” is when a publication extends your subscription without first asking you and then demands payment.

“Automatic renewal” is when a publication extends your subscription without first asking you and then demands payment.