Last October, my family members received a phone call from a company dubbed Utility Savings Expert, whose website (utilitysavingsexpert.net) features the tagline, “We are here to help you,” but omits the second half of the sentence: “… separate you from your money.”

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When Sheryl Sandberg’s husband, aged 47, died suddenly, she experienced a fear that was “constant” and a feeling that the “anguish would never subside.”

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Alzheimer’s disease is the sixth-leading cause of death in the United States and the fifth-leading cause of death for individuals age 65 and older. This devastating and debilitating disease is the ultimate thief — of memories, independence, control, time, and, ultimately, life.

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